UOB Lender offers a variety of personal banking products and services built to satisfy the financial desires of individuals. Down below is an in depth overview to assist you comprehend The real key factors and choices.
Sorts of Accounts
Personal savings Account: This account enables you to spend less although earning desire.
Functions: Easy accessibility, interest earnings, nominal service fees.
Rewards: Harmless place for your money, opportunity development by desire.
Existing Account: Perfect for day by day transactions and handling bills.
Attributes: Checkbook facility, overdraft protection.
Added benefits: Effortless for normal payments and withdrawals.
Preset Deposit Account: For all those aiming to gain bigger fascination prices more than a hard and fast time period.
Features: Preset expression deposits, greater fascination charges in comparison with savings accounts.
Added benefits: Protected investment decision possibility with predictable returns.
Financial loans
Own Financial loans: Unsecured financial loans which might be utilized for many reasons like instruction or household renovation.
Forms:
Installment Financial loans
Credit score Lines
Advantages: Adaptable repayment conditions, competitive curiosity prices.
Home Financial loans: Customized remedies for acquiring home or refinancing current home loans.
Varieties:
Fixed Rate Household Bank loan
Floating check here Charge Home Personal loan
Positive aspects: Distinct plans to accommodate specific wants, attractive premiums.
Credit Cards
UOB features A selection of credit cards catering to various existence and spending routines:
Rewards Cards: Make details on each and every purchase which may be redeemed for presents or travel miles.
Cashback Cards: Get dollars rebates on daily expending like groceries and dining out.
Journey Playing cards: Particular Added benefits like air miles accumulation and vacation insurance coverage coverage.
Investment decision Products and services
For people enthusiastic about growing their prosperity as a result of investments:
Unit Trusts * Diversified portfolio managed by pros. * Suitable for very long-phrase progress aims.
Structured Deposits * Combines the options of standard deposits with expenditure solutions. * Perhaps better returns but with some threat involved.
Insurance policy Merchandise
To safeguard on your own and your family towards unforeseen gatherings:
Lifestyle Insurance coverage * Delivers financial security in the event of Demise or significant illness. * May also function a discounts Software according to the policy picked.
Overall health Coverage * Handles clinical bills which includes hospitalization fees. * Important for mitigating superior healthcare expenses.
Electronic Banking Products and services
Advantage at your fingertips by way of digital platforms:
Online Banking
Lets you control your funds on-line:
View account balances and transaction history
Transfer resources amongst accounts or spend payments
Apply for new merchandise (financial loans/bank cards)
Cellular Banking
Banking on-the-go by means of cell applications:
Speedy stability checks
Cell payment choices (QR code payments)
Notifications & alerts about account exercise
With these detailed offerings, UOB aims to offer personalized banking remedies that cater specifically to specific specifications when ensuring usefulness and stability in all transactions.